Family comes in many shapes and forms. That became very relevant to me over the past two weeks and especially on Saturday, as my extended family lost an anchor.
Dear Savvy Senior, Can you explain to me how the retirement saver’s tax credit works? My wife and I are in our fifties and are looking for creative ways to boost our retirement savings beyond our 401(k). Is this something we may be eligible for? Struggling to Save Dear Struggling, If your income is low to moderate and you participate in your employer- sponsored retirement plan or an IRA, the Retirement Savings Contribution Credit (aka “Saver’s Credit”) is a frequently overlooked tool that can help boost your retirement savings even more.
Random Thoughts This is a frustrating season for the Kansas City Chiefs. Most of the frustration for fans like myself comes not from the team's struggles, per se, but from the expectations we have based on the past six years of success.
From the Editor’s Files I shared with you last week that I'm finally getting into the Christmas spirit, and the recipe for success was pretty simple. Putting up a Christmas tree always gets me in the holiday spirit, so the previous Saturday, I put up three Christmas trees...just for good measure.
Dear Savvy Senior, I’m interested in contributing to a health savings account to help boost my retirement savings but would like to better understand how they work. What can you tell me? Almost 60 Dear Almost, A health savings account, or HSA, is a fantastic financial tool that can help you build up a tax-free stash of money for medical expenses now and after you retire.
Congratulations to all the members of the Cheney Cardinals and Conway Springs Cardinals football teams for winning State championships. The title-game victories are huge accomplishments for the players, coaches, managers, and everybody else who helps the teams directly or indirectly.
Maybe I was just a little too confident about how I was protecting myself in the aftermath of COVID. For the second time in two years, I found myself testing positive for COVID.
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In a world of Amazon and other online shopping, it is important to remember the small businesses that line our main streets. Yes, there is an ease to sitting in your jammies and finding the lowest prices on items without having to get off the couch.